Repaying your student loan: know your options

student loan

Most chiropractic students are concerned about how they will be able to borrow to start a practice and still repay their student loans. Before you graduate, you will attend an information session, but if you want to consider your options while you are still in school, the U.S. Department of Education website has some resources for you. Learn about repayment plan options, by using the calculators provided, for:

• Standard, extended, and graduated repayment

• Income contingent repayment

• Direct consolidation.

The federal student aid page will show you how to calculate your interest and learn how to request assistance if you can’t pay your loan, and the consolidation page will explain your options for consolidation after graduation.

Remember: Your student loan is your personal obligation, not an obligation of your practice.

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